fitzgeraldfinancial.netFitzGerald Financial | Local Mortgage Lenders

display New for 2024- Increased Loan Limits! Click Here to Learn More. Popular Searches refinance renovation loans jumbo conventional loans loan officer Apply Now Find a Professional Loan Officers Loan Officers Locations Locations Apply Now Apply Now Loan Products Purchase Purchase Refinance Refinance Build Build Resources Mortgage Loan Calculators Mortgage Loan Calculators Mortgage Resources Mortgage Resources Download Our Mortgage App Download Our Mortgage AppAbout FitzGerald Financial Group About FitzGerald Financial Group Career Opportunities Career Opportunities Our Leadership Our Leadership Blog Partners Contact facebook linkedin instagram tiktok Apply Now Local Lending, National Recognition Personalized mortgage solutions built to last Home Refinance Home Purchase Find a Professional Previous Next Home Refinance Home Purchase Find a Professional Your Trusted Local Lender Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confident with your financial decision. We offer a wide variety of loan products tailored directly to your needs, with in-house processing and underwriting that allows us to achieve your home goals quickly and hassle-free. Connect With a Loan Officer Our mortgage professionals will help you find the right loan for your needs. Loan Officers Near Me Calculate Your Monthly Payment Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms. Loan Type {{ type.text }} Read more about loan types Home Price The selling price of the property. Down Payment ({{ upfront }}%) The percentage of your home’s purchase price that is paid upfront. Interest Rate % The interest rate your banking establishment charges for use of their assets. Loan Term {{ options.text.replace(’ year fixed’, ’’) }} yr The number of years. Annual Summary Total payments {{ months }} monthly payments Down payment ({{ upfront }}%) {{ toCurrency(down, 0) }} Principal {{ toCurrency(loan, 0) }} Total interest paid {{ toCurrency(interest, 0) }} Total mortgage cost* {{ toCurrency(total, 0) }} *Estimated, not including taxes and insurance. Monthly Payment Principal & Interest Property Taxes HOI HOA Dues PMI Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you’re ready. Let us help you finance with confidence. Find a Loan Officer * The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer. The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 05/09/2024. Read More The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 10/19/2023. Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement. Your Journey to Homeownership Step-by-Step with FitzGerald Financial Group STEP 1: CONNECT Speak with a loan officer to discuss your needs, set loan expectations, and get pre-qualified. STEP 2: GATHER DOCUMENTS AND APPLY Once you’ve found a house you love, finalize your loan application and submit the necessary supporting documentation. STEP 3: PROCESSING & UNDERWRITING In-house processors double check your paperwork and order an appraisal of your home. An underwriter will confirm that you meet qualification standards. STEP 4: WELCOME HOME Our loan officers will work with the closing attorney to prepare all paperwork needed to close on your home. Once signed - you’ll receive the keys to your new home! Why Trust Fitz? Check out our 2023 stats at FitzGerald Financial Group 18 States We Lend In 1K+ Families Served 4.94 Satisfaction Rating 20 Years In Business What Sets Us Apart What’s new on the blog Check out the latest news and insights on the TowneTalk Blog Important Financial Steps to Prepare for the Spring Homebuying Season Read More 5 Ways You Can Put Your Tax Return Back Into Your Home Read More Empower Your Finances: A Comprehensive Guide to Financial Literacy Read More Start the Conversation Today Ready to get started? Complete the contact form below to receive a follow-up from a local loan officer. I Currently * Rent Own Interested In * Purchase Refinance Construction We’re ready to finance your dreams. Let our professionals go to work for you. Home Refinance Home Purchase facebook linkedin instagram tiktok FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank Mortgage, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Website Accessibility Privacy & Security NMLS # 512138 HOME PURCHASE Purchase A New Home Mortgage Pre-Qualification Home Buying Process First-Time Home Buyer HOME REFINANCE Home Refinancing Cash-Out Refinance Reasons To Refinance Refinance Process LOAN OPTIONS Fixed-Rate Mortgage Adjustable-Rate Mortgage Construction Loans Loan Types LEGAL Privacy & Security Digital Use Practices Terms Of Use ABOUT Contact Us Career Opportunities Locations Fitzgerald Financial Group lends in the following states: Alabama | Colorado | Washington D.C. | Delaware | Florida | Georgia | Kentucky | Louisiana | Maryland | Mississippi | North Carolina | Ohio | Pennsylvania | South Carolina | Tennessee | Texas | Virginia | West Virginia NOTICE TO CONSUMERS REGARDING MARYLAND LENDER LICENSEES: Fitzgerald Financial Group, a division of TowneBank Mortgage is licensed to engage in business as a Maryland Mortgage Lender and assigned a unique NMLS identifier number: 512138. The NMLS Consumer Access Website is linked here: https://www.nmlsconsumeraccess.org/ While FitzGerald Financial offers educational and promotional materials in languages other than English, not all of FitzGerald Financial’s services and documents are available in those languages. All official mortgage documents, such as applications, disclosures, closing documents, etc. will occur in English. If you have questions about the extent of our Non-English language services or would like additional information, please contact marketing@fitzgeraldfinancial.net Links and content are being provided for informational purposes only. FitzGerald Financial Group has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one. This is not a commitment to lend. © 2024 Fitzgerald Financial Group. All Rights Reserved. 600 Jefferson Plaza, Suite 400, Rockville), MD 20852. Phone: (888) 251-0080 Subscribe Want to stay up to date? Please leave us your email...